Home Financing

Buying a Home What Credit Score Do You Really Need To Buy a House? When you’re thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As the Mortgage Report says: “Good credit scores communicate to […]
Home Financing What To Know About Credit Scores Before Buying a Home If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An […]
Home Financing How VA Loans Can Help Make Homeownership Dreams Come True For more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you care about has served in the military, it’s essential to learn about this program and its advantages. Here are some important things to know about VA loans before you buy a home. The Many […]
Home Financing Thinking About Using Your 401(k) To Buy a Home? November 8, 2023 Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You’re not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with […]
Home Financing House Hunting? Start with Pre-Approval for Success September 25, 2023 If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market now, creating competition among buyers. But, if you’re strategic, there are ways to […]
Home Financing 4 Important Home Financing Questions in Today’s Market   The mortgage process can be complex, and higher interest rates have raised many questions. To give you the best information, I asked economics expert and mortgage consultant, Adam Boss, from Penrith Home Loans about interest rates and opportunities in today’s market. Before I jump into my Q & A with Adam, I’ll cover just […]
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